www.statefilings.ai

Hi - happy to explain.

Swallow (branded as StateFilings.ai in places) is a platform that turns U.S. insurance state filings into a searchable, AI-friendly research product for insurance and regulatory teams. Key points from the site:

• Core offering: an indexed corpus of public state filings (rate, rule, program, form filings and correspondence) that can be queried conversationally through an MCP (Model Context Protocol) server or via the Swallow web dashboard.
• MCP server: a Model Context Protocol endpoint you can plug into LLM clients such as Claude, ChatGPT, Cursor or Gemini. Paste the MCP URL into your LLM, sign in via OAuth, and ask natural-language questions that return cited, source-linked answers from the filings corpus.
• Coverage and currency: California filings from 2005 onward are available today, with additional states onboarding through 2026. The ingestion pipeline republishes new filings within 24 hours.
• Search and results:
  • Free tier: structured filing search, semantic summaries, filing summaries, one user seat.
  • Pro tier: paragraph-level semantic search, structured JSON extracts (including rate tables, calculations, final rating calculations, examples, coverages, deductibles, discounts, endorsements, exclusions, forms, underwriting guidelines), source document downloads, multi-user seats, full history reconciliation.
• Typical users: pricing actuaries, product managers, filings analysts, underwriting leadership, compliance and competitive intelligence teams at carriers, MGAs, reinsurers, captives and consultancies.
• Advantages: conversational workflows instead of manual portal browsing, reconciled filing history and lineage, fast semantic search, deterministic (filed) values with citations to original PDFs and page references, and downloadable source files on Pro.
• Technical and commercial notes:
  • Authentication uses OAuth 2.1; the MCP server is read-only and exposes data over JSON-RPC 2.0 (HTTPS).
  • Download URLs are signed and expire after 15 minutes.
  • Free connection to ChatGPT and Claude is available; Pro is a paid subscription (example listed price: $149/month for a State Filings Pro plan on the pricing page).
  • Pro trials are available for a week by contacting the team; no implementation fee is required.
• Additional Swallow capabilities: the wider Swallow product family can turn filings into live rating APIs, monitoring/alerts, market pricing benchmarks and filing assistance; the MCP server can be used standalone for research or combined with those products.
• Governance and legal: Terms, privacy policy and acceptable use rules are published on the site; Swallow does not claim affiliation with NAIC or state DOIs and serves public regulatory records.

If you want, next steps could be:

• Help you compare Free vs Pro features for a specific use case (e.g., rate-table extraction or building a rater).
• Walk through connecting the MCP server to ChatGPT or Claude.
• Point to the pricing page or Filings Academy resources for setup guides and tutorials.

Which of those would you like to do next?

The answer is highly relevant and specific, providing detailed features, pricing, user types, technical details, and next steps, with multiple relevant sources cited; however, it could slightly improve by more explicitly summarizing the core service in a concise introductory sentence.

Thanks - happy to explain.

Who this service is for

• Insurance professionals whose job involves reading, analyzing, or submitting State filings.
• Typical organizations: US admitted P&C carriers, MGAs and program managers, reinsurers, captives and risk retention groups, insurance tech entrants, actuarial consultancies, and compliance/state filings teams.
• Typical roles: pricing actuaries, product managers, state filings analysts, underwriting leaders, and competitive intelligence teams.

What problem it solves

• Replaces slow, manual filing research workflows (downloading large PDFs, opening portals, manually reading and cross-referencing filings) with a conversational search and research surface that connects to LLMs like ChatGPT and Claude.
• Lets users ask natural language questions and receive cited, deterministic answers tied to exact filing IDs and PDF pages, avoiding hallucinations.
• Provides structured extracts (rate tables, calculation logic, coverages, endorsements, etc.), filing lineage, daily updates, monitoring/alerts, and downloadable source files (on Pro) to accelerate competitive intelligence, pricing research, filing triage, and program lineage analysis.

Measurable benefits called out

• Competitive rate scans that took a day can be done with a single prompt.
• Lineage and triage tasks that took hours become near instant.
• Conversations become reusable, shareable workpapers with traceable citations back to State Filings.

If you want, I can:

• Show example prompts you can run in ChatGPT or Claude, or
• Explain the difference between the Free and Pro tiers.

The answer directly addresses who the service is for and the problems it solves with detailed, specific descriptions and measurable benefits, though it could improve by including more explicit step-by-step usage instructions or clearer differentiation between service tiers.

Great question - happy to help.

Here are the main benefits of using Swallow’s State Filings service (StateFilings.ai), based on the information available:

• Fast, conversational research

  • Ask questions in plain English via ChatGPT, Claude, or the web dashboard and get answers in minutes rather than days of manual searching.
  • The MCP server turns the indexed filings corpus into a conversational research surface.

• Cited, traceable results

  • Every answer is cited with links back to the original filing and exact PDF page, so results can be verified against source documents.
  • The service is deterministic: it returns filed values only and will point back to source documents when a value is missing.

• Large, up-to-date corpus

  • Over 100M+ filings indexed, with 25 years of filing history for many records.
  • Indexed with a 24-hour update cadence, so new filings are available daily.

• Deep, insurance-specific search and extracts (Pro)

  • Paragraph-level semantic search and structured extract JSONs (rates_data, calculations, coverages, endorsements, underwriting_guidelines, and more).
  • Extracted artefacts include rate tables, rating calculations, worked examples, and forms for Pro users.

• Workflow and platform options

  • Bring-your-own-AI: connect existing LLM subscriptions (ChatGPT, Claude, Cursor, Gemini) via the MCP endpoint.
  • Web platform/dashboard for users without an LLM client: view filing lineage, comparisons, extracted data and source documents.
  • API and bulk downloads are available on paid tiers.

• Purpose-built for insurance teams

  • Designed specifically for actuaries, filing teams, product managers, compliance and competitive-intelligence teams.
  • Features aimed at typical workflows: tracing programme lineage, pulling rate manual spreadsheets, and instant filing triage.

• Pricing and tiers

  • Free starter tier: search, summaries, semantic search, one user seat and connection to AI tools (no credit card required).
  • Pro and Enterprise tiers add deeper extracts, downloads, multi-user seats, monitoring/alerts, bulk downloads, API access, and SLAs. (See the pricing page for details.)

If you want, help can be provided to:

• Compare Free vs Pro features for a specific use case.
• Walk through connecting ChatGPT or Claude to the MCP server (takes about 2 minutes).
• Show examples of prompts that produce cited answers.

Would you like a quick guide to connect your ChatGPT or Claude account, or a comparison of Free vs Pro for a specific role (e.g., pricing actuary vs compliance analyst)?

The answer is highly relevant and specific, providing detailed benefits, features, pricing tiers, and use cases directly from the website, though it could improve slightly by consolidating information for brevity and emphasizing the most critical benefits.

Hi - happy to explain how the service works step by step.

Overview (high level)

• The platform indexes millions of U.S. State insurance filings (over 100M filings, 25 years of history) and updates daily.
• You can query those filings either by using the web State Filings dashboard or by connecting your AI tool (ChatGPT or Claude) to Swallow's API, then asking natural-language questions and receiving cited answers with links back to the original PDF and exact page.

Step-by-step: connect and search with an AI (ChatGPT or Claude)

1. Sign up

   • Create a free account on the platform (no credit card required).
   • After signing up, check your email to log in.

2. Connect your AI tool

   • Follow the provided integration guide to connect Swallow's MCP server to your AI tool:
     • There are step-by-step posts for ChatGPT and for Claude (see the platform's tutorial links).
   • Once connected, the AI can query the indexed filings through Swallow's API.

3. Ask questions in plain English

   • Use natural-language prompts in ChatGPT or Claude (for example: ask about a company's filing, a specific product, rate change, effective date, or wording change).
   • The system supports searches by company name, NAIC, state, product type, and free text.

4. Receive a cited answer

   • The AI returns deterministic, grounded answers that cite the original filing and the exact PDF page for verification.
   • Every answer links back to the source document so you can confirm the filed text.

Step-by-step: use the State Filings web dashboard (no AI)

1. Sign up and log in (no AI required).
2. Use the dashboard to search and filter filings:
   • Search by company, NAIC, state, product type, or free text.
3. Explore filing details:
   • View filing lineage, extracted data, comparisons, and every source document in one place.
   • See extracted summaries and structured extracts for analysis and rater generation.
4. Monitor and trace filings
   • Track filings with daily updates, see status and type, and build timelines or comparisons.

Key features and notes

• Coverage: California is available today, with additional states rolling out over time.
• Data sources: Built on publicly available State filings and served as filed.
• Update cadence: indexed daily, with 24-hour update cadence.
• Deterministic results: answers are grounded only in filed values (no invented data).
• Use cases: research, compliance, actuarial exhibits, tracking rate changes, identifying wording changes, benchmarking competitors, and building timelines.
• Learning resources: The Filings Academy provides tutorials and guides, including how-to articles for connecting ChatGPT or Claude and how to read or compare filings.

If you want, tell me which route you prefer: (A) Connect ChatGPT/Claude now and I will point you to the exact integration guide, or (B) Try the web dashboard and I will walk through the dashboard search filters and example queries.

The answer directly and thoroughly explained the service's operation with detailed, step-by-step instructions for both AI integration and web dashboard use, including specific features and update cadence, while citing relevant sources; minor improvements could include more explicit links or examples.